Corporate Financing
With a full suite of lending products, we are here to provide guidance on the best options for you.
Project Financing & Lease Line of Credit
When you have a larger project involving several vendors, you can simplify funding with a lease line of credit. The designated credit line is available throughout the project and can be used across several vendors.
- Maintains your liquidity
- One lease payment
- GCA helps comprehensively manage vendors for you
- Improves cash flow
- Simplifies administration and accounting
- Fast and efficient funding
For financing large projects with multiple vendors, choose a lease line of credit to streamline processes and ensure funding is ready and available when you need it.
Skip or Step Payments
This plan activates flexible payment schedules. Designed for companies that have fluctuating cash flows, skip payments allow for months with no payments, and step payments gradually increase or decrease over time.
A skip or step payment loan works best if you have fluctuating or seasonal cash flows and want a lease structure that aligns with your revenue cycle.
Highly flexible and adaptable to a company’s cash flow
Skip payments can align with seasonal business cycles
Step payments allow for gradual payment changes as revenue grows or decreases
Asset-Based Lending (ABL)
Asset-based lending allows you to utilize your existing assets as collateral for capital financing or acquisition. Funding amounts are determined based on the value of your assets, such as equipment, real estate, and other asset classes.
- Increase your borrowing power and get immediate access to cash
- Greater flexibility than traditional loans
- Funding solutions are scalable for businesses in growth phases
Asset-based lending is useful for companies with substantial assets looking for alternatives to traditional financing or equity financing and can be a powerful tool to increase liquidity.
USDA
Entrepreneurs, developers and job creators in rural communities can access capital through the USDA Rural Development program with GCA as your partner. The USDA developed these programs to strengthen economies and bolster quality of life in rural areas.
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Obtain financing for rural community projects when large banks are
not the right source - Favorable terms aligned to the specific needs of rural community loans
- Government-guaranteed lending
USDA commercial loans are available for business and industry loans; community facilities like schools and hospitals; and rural energy projects.
SBA
Designed to help small businesses secure financing for various business purposes, such as expansion, purchasing equipment or inventory, refinancing debt or acquiring real estate.
- Financing personalized for small businesses and fast access to capital
- Lower interest rates and favorable terms
- Backed by the Small Business Administration